Group health insurance is purchased by an employer and offered to eligible employees and their families as a benefit for working with the company. Often the company covers the entire employees cost of the insurance but some may require the employee to pay a portion of the costs.
Group health insurance is classified in to three categories: Small group 2-50 employees, Mid-Sized 50-300 employees and Large 300+ employees. Rates are determined by the underwriting process. There are many factors in this process. For example: type of industry, location, age, male/female, medical history and number of employees. All companies use this process and weigh these factors differently. Whitmire & Whitmire Inc. specializes in providing your business with the lowest cost and best coverage available in the area.
We will search the highest rated companies and compare the plan choices to find a plan that is right for your business. A few of the companies that we work with are: Blue Cross Blue Shield, Aetna, Unicare, Guardian, Humana, Principal, United Health Care and Cigna. We will provide you a thorough analysis and comparison of the companies rates and plans.
When a company is able to offer its employees a good group health insurance plan, they find that they are able to retain and hire more qualified employees and overall employee moral is higher.